Ohio Truck Accident Help

A Division of Ohio Truck Accident

May 31, 2024

Hidden Costs of Truck Crashes & The Importance of Long-Term Compensation

Injuries,  

Hidden Costs of Truck Crashes & The Importance of Long-Term Compensation

The shock, pain, and confusion after a collision with a large commercial truck are often accompanied by urgent medical concerns and a flood of questions. Beyond the immediate chaos, it's crucial to understand truck accidents' long-term impact on victims’ lives and why obtaining adequate compensation is vital.

The Lasting Financial Impact of Truck Accidents

Truck crashes are notably severe, primarily due to the size and weight disparity between commercial trucks and passenger vehicles. Tragically, this often results in catastrophic injuries with enduring effects.

Some commonly seen long-term injuries after truck accidents include:

  • Traumatic Brain Injuries (TBI): These can result in permanent cognitive, emotional, and physical impairments.
  • Spinal Cord Injuries: These can lead to partial or complete paralysis, requiring lifelong care and adaptive equipment.
  • Serious Fractures & Orthopedic Injuries: Severely broken bones may require surgery and physical therapy and may never fully heal.
  • Internal Injuries: Damage to organs can necessitate ongoing medical treatment and impact overall health and quality of life.

Why Injury Victims Need to Think Long-Term

As anyone in a truck crash can attest, the actual cost of recovery is long and expensive. You’ll likely encounter a lot more than the immediate hospital bills. The expenses and losses can span a lifetime.

Here’s why recovering long-term compensation from any truck settlement or lawsuit is crucial:

Extensive Medical Care

Truck accidents often require ongoing medical treatment. This can include surgeries, rehabilitation, medication, and specialized care. The costs can be astronomical and far exceed initial medical expenses.

Rehab & Therapy

Victims may need physical therapy, occupational therapy, and psychological counseling to recover and adjust to new limitations. These services are essential for regaining independence and quality of life but can be costly.

Loss of Income & Earning Capacity

Serious injuries can prevent victims from returning to work, either temporarily or permanently. Even if you can work again, your ability to earn the same income may be significantly reduced. Compensation should cover immediate lost wages and the loss of future earning potential.

Home Modifications & Adaptive Equipment

Depending on the injury, you may need to modify your home, such as installing ramps, widening doorways, or adding a wheelchair-accessible bathroom. You may also need adaptive equipment like wheelchairs, prosthetics, or assistive devices.

Pain & Suffering

The physical pain and emotional distress caused by a truck accident can be profound and lasting. While difficult to quantify, compensation for pain and suffering acknowledges the non-economic damages that impact your quality of life.

Loss of Consortium & Quality of Life

Serious injuries can affect your relationships and ability to enjoy life. Compensation can include damages for loss of companionship, support, and enjoyment of activities once part of your daily life.

How to Secure Compensation for the Future

Victims need to consider these long-term costs because accepting a quick, inadequate settlement offer can leave you financially burdened for years- maybe a lifetime. Determining what you need after a truck crash is hard enough. Plus, the trucking companies and insurers want you to accept as little as possible.

Rushing to resolve your case without fully understanding the extent of your injuries and future needs can result in insufficient funds to cover ongoing medical care, loss of income, and lifestyle adjustments. To ensure you receive full compensation, it’s imperative to work with a skilled truck accident attorney who can:

Thoroughly Investigate the Accident

Collecting and analyzing critical evidence such as electronic logging devices (ELDs), black box data, and maintenance records is essential. This data can provide crucial insights into the truck’s speed, braking patterns, and service hours leading up to the accident.

Determine All Liable Parties

Truck accidents often involve multiple parties, including the truck driver, the trucking company, maintenance providers, and parts manufacturers. Identifying all responsible parties ensures that all avenues for compensation are explored.

Negotiate with Insurers

Insurance companies aim to minimize payouts. An experienced attorney will advocate to secure a settlement reflecting your losses’ extent.

File a Lawsuit if Necessary

If a fair settlement cannot be reached, your attorney should be prepared to take your case to court. Litigation may be necessary to ensure you receive the full compensation you deserve.

How a Lawyer Proves Your Need for Long-Term Damages

By thinking ahead and working with a knowledgeable attorney, you ensure that all potential future expenses and losses are accounted for, providing you with the financial security needed to support your recovery and maintain your quality of life.

Suppose you suffered a severe spinal cord injury resulting in partial paralysis. Your lawyer would collect medical records, expert testimony, and future care cost projections. They work with medical professionals to document the full extent of your injuries, estimating the costs of future surgeries, rehabilitation, and ongoing treatments. Additionally, they’ll assess how your injuries impact your ability to work, gathering employment records and expert testimony to project financial losses over your lifetime.

Your lawyer will then document the need for home modifications and adaptive equipment through expert assessments and cost estimates. They will also emphasize non-economic damages, such as pain and suffering, emotional distress, and loss of enjoyment of life, by presenting compelling narratives and witness testimony.

Contact Ohio Truck Accident Help

At Ohio Truck Accident Help, we understand truck accidents’ profound impact on victims and their families. Our team is committed to fighting for your rights and securing the compensation you need for immediate and long-term recovery. We offer compassionate, comprehensive legal support and will guide you through every step.

Contact us for a free, no-risk consultation if you or a loved one has been injured in an Ohio truck accident. We’ll help you understand your options and work tirelessly to ensure you receive justice and maximum compensation.

Truck crashes are not like other car accidents. But Ohio Truck Accident Help is not like other law firms. By diligently pursuing truck accident lawsuits, we can change how trucking companies operate and push for more oversight to prevent future tragedies.